TERMS OF SERVICE

Last Updated: 19 November 2025

These Terms of Service (the “Agreement” or the “Offer”) are issued by FINGLOBAL LLC, a New York domestic limited liability company (EIN 39-5056007), having its registered office at 418 Broadway, Ste N, Albany, NY 12207, USA (the “Company”, “we”, “us”, or “our”).

This Agreement governs the access to and use of our digital service providing AI-generated trading ideas, signal-style indications, market commentary and related informational tools (the “Service”) and applies to any natural or legal person who registers, accesses,  purchases, or otherwise uses the Service or any related features (the “User”, “Client”, “you”, or “your”).

By accepting this Offer, including by registering, creating an account, making a payment, clicking an  acceptance checkbox, or accessing any part of the Service, you acknowledge and agree that you have  read, understood, and accepted to be legally bound by this Agreement, which constitutes a legally  binding electronic contract. You confirm that you are at least 18 years old, have full legal capacity under the applicable laws of your jurisdiction, and are not restricted or prohibited from accessing or using similar informational digital services.

If you do not agree with any part of this Agreement, you must not register, access, purchase, or use  the Service.

1. DEFINITIONS AND INTERPRETATION
For the purposes of this Agreement, the following terms shall have the meanings ascribed to them below, unless the context clearly requires otherwise:
1.1. “Service” means a digital, subscription-based service delivering AI-generated trade ideas, signal-style indications, market commentary and related informational features, including the product also known as “AI Forex System” or “AI Forex Signals,” and includes delivery via designated communication channels (such as WhatsApp) and any other components made available by the Company from time to time.
1.2. “Subscription” means recurring paid access to the Service for a defined period (the “Subscription Term”), granted to the User following successful payment and subject to automatic renewal unless cancelled in accordance with this Agreement.
1.3. “Platform” means any online system, website, interface or other digital environment controlled by the Company through which the Service (or parts of it) is made available.
1.4. “Subscription fee” means the monetary amount payable by the User for obtaining access to the Subscription and the Service. The Subscription Fee does not relate to any capital usage, investment activity, trading funds or financial assets.
1.5. “Materials” means any digital resources made available as part of the Service, including, without limitation, AI-generated trade ideas and signal-style indications, market commentary, analyses, text, audio or video content, examples, explanatory notes and any other informational resources.
1.6. “Community Spaces” means private online communication environments authorised by the Company (such as chat groups, discussion channels, closed forums or private communication hubs), if applicable.
1.7. “Applicable Law” means the laws of the State of New York, USA, along with other mandatory legal provisions that may apply based on the User’s location or consumer protection rules.
1.8. “Notice” means any official communication sent to the User via email, the Platform, or other electronic communication channels as determined by the Company.
1.9. “AI Tools” means any automated, software-assisted or algorithm-based informational features, functions or outputs made available within the Service, including, without limitation, tools generating model trade ideas, alerts, watchlists, market summaries or similar outputs. AI Tools are intended solely for general informational purposes and do not constitute personalised advice, recommendations or any form of regulated activity.
1.10. “Access Option” means a specific configuration of the Service (such as a Subscription tier, package or plan) describing the scope of included features, access channels, Materials and support available to the User, as presented on the Website or purchase page.
1.11. “Website” or “Site” means the Company’s main website and any related sub-pages through which information about the Service and purchase options is provided.

2. NATURE AND SCOPE OF THE SERVICE
2.1. The Service provides digital access to AI-generated trade ideas and related informational content, including, in particular, trading signals for foreign exchange (Forex) markets (such as indicative entry levels, stop loss and take profit levels, and risk parameters), as well as general analytical overviews, methodological materials, risk-management frameworks, market-related references, illustrative examples, community-based discussions, and other non-personalised content made available by the Company at its discretion. All such content is provided for informational purposes only.
2.2. The Service is not a course, training program, coaching service, consultancy, mentorship, advisory service, or educational program, and does not include the provision of personalised guidance, recommendations, assessments, instructions, or strategic planning tailored to the User’s individual circumstances, background, goals, or risk profile.
2.3.The Service may include, without limitation: (a) access to AI-powered trading signal feeds; (b) delivery of such signals and updates via third-party communication channels (such as WhatsApp, Telegram or similar); (c) consultations and strategic sessions (calls) aimed at helping the User develop their own trading approach and risk-management framework; (d) access to a community chat, technical support and analytical follow-up, where available under the selected Access Option; (e) informational guidance regarding third-party prop firm challenges and related opportunities.
The Company does not guarantee any specific frequency, duration, format, schedule or volume of such activities, unless expressly stated for a particular Access Option.
2.4. The Company may update, modify, replace, expand, limit, or discontinue any part of the Service, any specific features, materials, or formats at any time, with or without prior Notice, in order to improve the Service, maintain operational integrity, comply with legal requirements, or for any other operational or commercial reasons.
2.5. Access to the Service is provided solely for the User’s own informational and personal use. The User remains exclusively responsible for: (a) deciding whether, when, and how to enter, modify, or close any trade; (b) selecting any broker, trading platform, or prop firm; and (c) determining their own risk tolerance and position sizing. The User must not rely on the Service as a substitute for independent analysis or for professional financial, investment, tax, legal, or other regulated advice, and is encouraged to consult appropriately licensed professionals where necessary.
2.6. The Company does not guarantee that access to the Service or the Materials will lead to any financial, commercial, business, professional, personal, or performance-based outcomes, nor that any informational elements will be accurate, complete, up-to-date, or suitable for any particular purpose or use case.
2.7. The User’s access to the Service is deemed activated only once: (a) the Company (or its authorised payment processor) has successfully received the applicable payment from the User (or on the User’s behalf); and (b) the Company has provisioned access to the relevant Access Option or Subscription (for example, by granting access credentials, adding the User to the relevant communication channels or platform, or otherwise confirming access).
2.8. Support interactions, if available, are provided on a general and non-personalized informational basis without any guaranteed response time, frequency, continuity, or communication format. The Company does not guarantee individual replies, private consultations, personal feedback, or access to specific team members, experts, or representatives, except where personalized guidance/mentorship is explicitly included in the selected Access Option.

3. SUBSCRIPTION TERM AND ACCESS RULES
3.1. The Service is provided on a recurring subscription basis. While the minimum billing period may be one (1) month, the actual Subscription Term is explicitly defined by the specific Access Option selected and purchased by the User (including, but not limited to, the twelve (12) month term referenced in Section 4.2).
3.2. Upon successful payment, the User receives a limited, non-exclusive, revocable, non-transferable right to access: (a) the AI-powered trading signal service; (b) educational and methodological materials (including content on prop-firm challenges); and (c) communication channels such as community chats and support, in each case only as included in the User’s selected Access Option.
3.3. User access to the Service is deemed activated only after: (a) the applicable Subscription fee has been successfully charged; and (b) the User has been granted access (for example, added to the relevant WhatsApp contact/group, platform area or content library).
3.4. The Subscription constitutes an ongoing service over the relevant Subscription Term; it is not a one-time “product” purchase. During an active Subscription, the Company provides trading ideas, calls, materials and community access on a continuing basis, but does not guarantee any specific number, frequency, schedule or volume of signals, sessions, content or interactions.
3.5. The Subscription is strictly for individual use. Access credentials, contact details and communication channels provided as part of the Service may not be shared, resold, sublicensed, transferred or otherwise made available to any third party.
3.6. The Company may temporarily suspend or restrict access to the Service or specific components (including communication channels) for maintenance, security, updates or other operational reasons. Such suspension does not entitle the User to compensation, extension or refund, unless the Company explicitly announces an extension.
3.7. Unless otherwise indicated on the purchase page, the Subscription automatically renews for successive Subscription Terms at the then-current Subscription fee, until cancelled by the User in accordance with Section 5. By subscribing, the User authorises the Company (or its payment processor) to charge recurring payments using the chosen payment method.
3.8. The Subscription cannot be paused, suspended, extended or transferred at the User’s request, except where the Company expressly offers such options.
3.9. Payment of the Subscription fee grants access to the Service only and does not guarantee any profit, return, funding, challenge outcome or financial result. All trading decisions and any resulting profits or losses remain solely the responsibility of the User.

4. PAYMENT TERMS & BILLING
4.1. The Subscription is provided on a pre-paid basis. Access to the Service is granted only after the applicable Subscription fee has been successfully charged and confirmed.
4.2. Unless expressly stated otherwise on the purchase page, the standard Subscription term for the main Access Option is twelve (12) months at a price of USD 4,000 per Subscription Term.
4.3. Payments are processed exclusively via Stripe or other authorised payment processors integrated by the Company. The User may pay using supported bank cards and other online payment methods available at checkout. The Company does not collect or store full payment card details.
4.4. All prices are quoted in U.S. Dollars (USD), unless explicitly indicated otherwise. The User is solely responsible for any currency conversion costs, bank or card commissions, international fees or other charges applied by financial institutions or payment processors.
4.5. By submitting payment, the User provides clear and affirmative consent to these Terms and enters into a legally binding electronic agreement with the Company.
4.6. Unless otherwise indicated on the purchase page, the Subscription operates on a recurring billing model, whereby the Subscription automatically renews for subsequent Subscription Terms at the then-current fee. By subscribing, the User authorises the Company (or its payment processor) to automatically charge the applicable Subscription fee for each new Subscription Term using the last valid payment method on file, unless the User cancels the Subscription in accordance with Section 5 no later than three (3) calendar days before the next scheduled renewal date.
4.7. Where the Company explicitly offers an instalment plan (whether internal or via third-party financing or banks), the User acknowledges that: (a) the instalment plan is a payment mechanism for the same total Subscription price (for example, USD 4,000 for twelve (12) months of access), not a separate or reduced-price product; (b) the User remains liable for payment of the full agreed amount, even if the Service is used only partially or not used at all; and (c) failure to make any instalment payment may result in suspension or termination of access to the Service and, where applicable, further collection of the outstanding balance under the agreed payment schedule.
4.8. Except as expressly provided in the cancellation and refund rules set out in Section 5 (including the limited seven (7) business day refund window, where applicable), all Subscription payments are non-refundable, non-transferable and not subject to set-off.

5. REFUND, WITHDRAWAL & CANCELLATION POLICY
5.1. The Subscription grants access to digital content and online features that are deemed delivered once access to the Service (including WhatsApp or other communication channels) is activated. By purchasing the Subscription, the User acknowledges that the Service constitutes a digital product and that delivery is considered fulfilled when access is granted.
5.2. As a goodwill policy, the Company provides a seven (7) business day refund window for the initial Subscription Term only, starting from the Subscription activation date. Within this period, the User may request a refund of the initial Subscription payment by submitting a written request via the Company’s official support channel indicated on the Site.
5.3. No refunds, partial refunds, prorated refunds, credit, compensation or exchange shall be issued: (a) after the expiry of the seven (7) business day refund window; or (b) for any renewal payments; regardless of the reason provided by the User, except where mandatory consumer protection law explicitly requires otherwise.
5.4. Renewal payments are non-refundable. Renewal access is automatically granted unless the User cancels the Subscription no later than three (3) calendar days before the next scheduled renewal date, in accordance with Sections 4 and 5. Cancellation submitted later than this notice period shall not prevent the upcoming renewal charge and shall not entitle the User to a refund of that renewal.
5.5. The User is solely responsible for monitoring renewal dates and managing the Subscription status in due time. Failure to cancel the Subscription within the required notice period shall not constitute grounds for a refund.
5.6. Cancellation may only be made through the authorised methods provided by the Company (for example, via account settings, an official support email address, or an official support form). Messages sent through unofficial channels, including personal social media accounts, private messenger profiles or informal chat groups, shall not be treated as valid cancellation requests.
5.7. Upon valid cancellation, access rights and related Service privileges shall remain active until the end of the already paid Subscription Term, after which access will automatically terminate. No pauses, extensions or transfers of remaining access periods are provided unless expressly offered by the Company.
5.8. Initiating a chargeback or payment dispute without first submitting a refund or cancellation request to the Company shall constitute a material breach of this Agreement. In such cases, the Company may: (a) provide documentation to the payment processor; (b) suspend or terminate the User’s access to the Service; and (c) pursue any other remedies available under applicable law and this Agreement.

6. SERVICE VALUE CONTINUITY
6.1. The Company aims to develop and deliver the Service in line with its commercial strategy, technological capabilities and content roadmap. Accordingly, the Service, including its structure, frequency of updates, presentation formats and specific features, may be updated, improved, expanded, limited or otherwise modified at any time in order to enhance functionality, relevance, user experience or operational integrity.
6.2. If the User believes that the Service does not provide value in accordance with the scope described on the Website and in these Terms, the User may contact the Company via the official support channel for clarification, guidance on available features, and assistance with navigating and using the Service.
6.3. At its sole discretion, the Company may offer optional value-enhancing measures, which may include, without limitation: (a) provision of supplementary informational materials; (b) granting limited extensions of access to selected elements of the Service; (c) upgrading or adjusting the User’s Access Option; or (d) providing additional explanatory content or market commentary.
Any such measures are discretionary, non-contractual and non-obligatory, and may be modified or discontinued at any time.
6.4. Nothing in this Agreement, on the Website or in any communication from the Company shall be construed as a promise, assurance, representation or guarantee of any financial, trading, investment, business, commercial, professional or performance-related outcome. The Service must not be relied upon as the sole basis for making financial, investment, business or trading decisions, and the User remains solely responsible for all such decisions and any resulting profits or losses.
6.5. Any discretionary value-enhancing actions taken by the Company under Section 6.3 shall not constitute: (a) a refund, (b) credit, (c) damages, (d) compensation, (e) an extension of the Company’s legal obligations, or (f) an amendment of the refund and cancellation rules set out in Section 5.

7. USER RESPONSIBILITIES & PROHIBITED CONDUCT
7.1. The User shall use the Service solely for lawful purposes and in accordance with this Agreement, and shall refrain from any activity that may harm the interests, reputation, operations, intellectual property, systems or community environment of the Company.
7.2. The User acknowledges that all trading and financial decisions made based on or influenced by the Service are taken independently and at their own risk. The User remains fully responsible for verifying, evaluating and interpreting any information, signals or Materials accessed through the Service.
7.3. The Subscription is strictly personal. The User must not share, transfer, resell, sublicense or otherwise make available their access credentials, contact details used for Service delivery (including WhatsApp and similar channels), trading signals, Materials, recordings, internal methods or any other content to third parties.
7.4. The User is strictly prohibited from: (a) redistributing, publishing, duplicating or selling trading signals, analyses, strategies, educational content or other Materials, including by using them to create or operate a competing or similar service; (b) copying, recording, screenshotting, scraping or otherwise reproducing the Service or Materials for any purpose other than the User’s own personal use, without the Company’s prior written consent; (c) uploading, posting or sharing any part of the Materials in public or private spaces (including social networks, YouTube, Telegram or WhatsApp groups, Discord, blogs, coaching programs or consulting deliverables), unless expressly authorised by the Company in writing.
7.5. The User must not engage in fraudulent or abusive payment-related conduct, including, without limitation: (a) using stolen, unauthorised or third-party payment instruments without proper authorisation; (b) attempting to circumvent payment systems or access controls; (c) initiating chargebacks or payment disputes without legitimate grounds and without first contacting the Company’s official support channel in good faith.
7.6. Within any community or communication channels associated with the Service, the User must not: (a) engage in harassment, insults, threats, hate speech, personal attacks or other toxic behaviour towards the Company’s team or other Users; (b) spam, solicit, run unauthorised advertising, or recruit Users into external projects, groups or services; (c) deliberately disrupt discussions or sabotage the community environment.
7.7. The User must not use the Service in violation of any applicable laws or regulations of their jurisdiction or of the Company’s operating jurisdiction. Any use of the Service for illegal, fraudulent or unauthorised purposes is strictly prohibited.
7.8. The User agrees to promptly notify the Company of any suspected security breach, unauthorised distribution of Materials, unauthorised access, or abusive behaviour observed within the Service.
7.9. Any material breach of this Section 7 constitutes a material violation of this Agreement and may result, at the Company’s sole discretion, in: (a) temporary restriction or suspension of access to certain features or the entire Service; (b) permanent termination of access to the Service; and/or (c) inclusion of the User in an internal blocklist (“blacklist”) preventing future access or purchases.
In such cases, the User shall not be entitled to any refund or compensation, except as explicitly provided in Section 5 or where mandatory law requires otherwise.

8. INTELLECTUAL PROPERTY RIGHTS
8.1. All Materials, content, graphics, text, audio, video, concepts, frameworks, platform elements, communication content, and any other components provided within or in relation to the Service are and shall remain the exclusive intellectual property of the Company or its authorized licensors.
8.2. The User is granted a limited, personal, non-transferable, non-exclusive, revocable license to access and use the Service strictly for personal, non-commercial purposes during the active Subscription Term, in accordance with this Agreement.
8.3. Nothing in this Agreement shall be interpreted as transferring, assigning, granting, sublicensing, or selling any intellectual property rights to the User. The User does not obtain ownership, financial interest, or control over the Service, Materials, or Platform.
8.4. The User shall not, directly or indirectly: (a) copy, download, screen-record, capture, store, or archive Materials in any form; (b) publish, circulate, post, upload, distribute, or broadcast Materials, in full or in part; (c) use Materials for commercial, consulting, coaching, training, advisory, or competitive purposes; (d) modify, adapt, translate, create derivatives, summarize, extract, or rewrite Materials for public or commercial usage; (e) assist or enable third parties in accessing or obtaining Materials.
8.5. Any content shared by Users in community spaces shall be treated as confidential and may not be recorded, published, or distributed outside the Service environment without express prior written consent from the content owner and the Company.
8.6. The Company reserves the right to monitor access logs, usage patterns, login locations, and activity records to ensure compliance with intellectual property restrictions and may utilize automated or manual systems to detect and prevent unauthorized usage or distribution.
8.7. Any violation of this Section constitutes a material breach and may result in immediate suspension or termination of access without refund, as well as potential legal action including claims for damages, injunctions, and recovery of enforcement costs.

9. NO ADVICE, NO FIDUCIARY DUTY, AND NO GUARANTEES
9.1. The Service, Platform, Materials, discussions, examples, and any other components provided by the Company are strictly informational in nature and shall not be considered or relied upon as: (a) investment, financial, trading, tax, legal, business, or professional advice; (b) personalized guidance, coaching, consultancy, or advisory recommendations; (c) an instruction, directive, or obligation to take or refrain from any action. The User is solely responsible for obtaining independent professional advice from qualified and licensed specialists when making decisions in any regulated or high-risk domain.
9.2. The User acknowledges and agrees that: (a) the Company does not evaluate, verify, or assess the User’s personal circumstances, experience, financial position, goals, risk tolerance, or suitability; (b) the User must not rely on the Service as the basis for financial, business, operational, trading, career, or investment decisions; (c) any actions taken by the User are done at their sole discretion and risk.
9.3. The Company provides the Service “as is” and “as available”, without any guarantees, representations, or warranties of any kind, whether express or implied, including but not limited to: (a) profitability, income, revenue, cost savings, or return on capital; (b) performance improvement, business success, or operational results; (c) suitability, completeness, accuracy, timeliness, or commercial value of information; (d) continuity, availability, or stability of the Platform or Service.
9.4. The User bears full and exclusive responsibility for any decisions, actions, performance, strategies, or interpretations based on the Service, and agrees that all outcomes may vary and are not guaranteed. The Company shall not be responsible for any direct or indirect losses, missed opportunities, commercial results, or unrealized expectations.

10. AI Tools, Automations, and Informational Signals
10.1. The Service may include software-assisted, automated, or algorithmic functionalities (“AI Tools”), including but not limited to model trade setups, alerts, watchlists, market summaries, automated informational outputs, and similar features.
10.2. AI Tools are provided exclusively for informational purposes and are not intended to constitute personalised advice, trading signals, investment recommendations, asset management, or any regulated financial service.
10.3. All decisions relating to trading, investing, execution, position sizing, risk management, leverage, timing, and overall strategy remain solely and entirely the User’s responsibility.
10.4. Any model trades, performance simulations, scenario projections, automated suggestions, or AI-generated strategies are hypothetical, non-binding, and must not be interpreted as guidance, instructions, or recommendations to take or avoid any financial action.
10.5. The Company does not guarantee the accuracy, completeness, timeliness, relevance, or market-alignment of AI outputs, which may contain errors, delays, outdated data, or inconsistencies with actual market conditions. The Company shall not be liable for any reliance placed on such outputs.

11. LIMITATION OF LIABILITY
11.1. To the maximum extent permitted by Applicable Law, the Company, its owners, directors, employees, contractors, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, exemplary, punitive, reputational, commercial, or special damages, including but not limited to: loss of profit, revenue, capital, savings, opportunities, goodwill, business interruption, data loss, or economic expectations, arising from or related to the Service.
11.2. The Company shall not be liable for: (a) any decisions, actions, omissions, strategies, or interpretations made by the User; (b) any consequences related to third-party services, platforms, or technologies; (c) any reliance placed by the User on the Service or Materials; (d) any issues arising from incomplete, inaccurate, outdated, misinterpreted, or misapplied information; (e) market conditions, price movements, economic factors, regulatory changes, or platform risks unrelated to the Company.
11.3. The Company does not guarantee continuous availability, stability, or uptime of the Service or Platform, and shall not be liable for interruptions due to maintenance, security updates, technical failures, cyberattacks, third-party outages, or force-majeure events.
11.4. In any event where liability cannot be excluded under Applicable Law, the total aggregate liability of the Company shall be strictly limited to the amount of the Participation Fee actually paid by the User for the latest Subscription Term. No other damages, credits, reimbursements, or remedies shall apply.
11.5. No liability, refund, compensation, or free extension shall apply if any issue arises directly or indirectly from a breach of this Agreement by the User.
11.6. The Service may include references, links, or access to third-party platforms, tools, applications, or content. The Company is not responsible for the availability, accuracy, legality, policies, data processing, or performance of external systems and shall not be held liable for any issues, losses, or damages arising from the User’s interaction with such third-party resources.

12. SERVICE MODIFICATIONS, SUSPENSION & TERMINATION
12.1. The Company may, at any time and at its sole discretion, modify, update, enhance, replace, limit, reduce, or discontinue any part of the Service, Platform functionality, Materials, features, or access formats for operational, legal, commercial, technological, or strategic reasons.
12.2. The Company shall not be obligated to maintain or reintroduce any specific content, features, functionality, communication format, community interaction, or schedule, regardless of previous availability or User expectations.
12.3. The Company may temporarily suspend access to the Service or Platform due to maintenance, updates, technical issues, cyber-security threats, third-party failures, or other operational reasons. Temporary suspension shall not constitute breach of this Agreement and shall not entitle the User to compensation, refund, or extension unless expressly announced by the Company.
12.4. The Company may suspend or permanently terminate the User’s access, without refund or compensation, if the User breaches this Agreement, engages in abusive, fraudulent, defamatory, or illegal conduct, or otherwise poses a risk to the Company, Platform, team, or other Users.
12.5. In the event the Company decides to discontinue the Service entirely, Users with an active Subscription will retain access through the end of their current paid Subscription Term, unless prevented by legal, regulatory, or security-related circumstances.
12.6. Sections relating to intellectual property, confidentiality, prohibited conduct, liability, and dispute resolution shall survive termination or expiry of this Agreement.
12.7. The User acknowledges that certain features, materials, or functionalities of the Service may be released in beta, testing, or experimental form, which may include limited availability or temporary versions. The Company reserves the right to modify, limit, delay, or discontinue such elements without prior notice and without any obligation to maintain, finalize, or commercialize them.

13. DATA PRIVACY & CONFIDENTIALITY
13.1. The Company processes personal data in accordance with applicable U.S. privacy requirements (including the California Consumer Privacy Act (CCPA/CPRA) where relevant), the Federal Trade Commission (FTC) data protection guidelines, and, where applicable to EU-based Users, the General Data Protection Regulation (GDPR). As a U.S.-based entity, the Company may process and store User data in the United States or other jurisdictions where its service providers operate.
13.2. By accessing or using the Service, the User acknowledges that their personal data may be processed for purposes necessary to perform this Agreement, including service delivery, communication, billing, fraud prevention, and legal compliance. Processing may rely on: (a) contractual necessity; (b) the Company’s legitimate interests (such as Service security and operation); (c) legal obligations; and (d) User consent, where expressly required (e.g., for optional marketing communications).
13.3. Any non-public information shared within the Service, including community content, communications, private discussions, and exclusive Materials, shall be treated as confidential and may not be disclosed or used outside the Service environment without written consent from the information owner and the Company.
13.4. The Company applies reasonable technical and organizational measures to protect User data; however, it does not guarantee absolute security, given inherent risks of digital environments and third-party technologies.
13.5. The Company may involve third-party platforms and service providers (including hosting providers, payment processors such as Stripe, CRM systems, and messaging tools such as WhatsApp) that process User data under appropriate confidentiality and data-processing arrangements. Third-party providers process data under their own privacy policies, which the User is responsible for reviewing. For EU-based Users, international transfers to the United States or other non-EEA jurisdictions may rely on Standard Contractual Clauses (SCCs) or other lawful transfer mechanisms permitted under GDPR.
13.6. By registering, the User agrees to receive service-related, administrative, transactional, and system notifications via email, platform messages, or other digital communication channels. Marketing communications may be unsubscribed separately.
13.7. The User shall not disclose, reproduce, share, or publish screenshots, recordings, logs, chat messages, or any other confidential or proprietary information obtained through the Service, irrespective of intent.
13.8. The User may request access, rectification, or deletion of their personal data to the extent permitted by Applicable Law by contacting the Company via official support channels. Depending on jurisdiction, Users may also have the right to request: (a) restriction of processing; (b) data portability; (c) information about data categories collected; (d) information about data disclosure practices; (e) opt-out of certain data-sharing practices (for U.S. Users, where applicable under CCPA/CPRA). Certain data may be retained for legal, regulatory, fraud-prevention, security, or accounting purposes.

14. GOVERNING LAW & DISPUTE RESOLUTION
14.1. This Agreement, and any dispute, claim, or controversy arising out of or relating to it, the Service, the Subscription, the Platform, or any transaction between the parties, shall be governed by and interpreted in accordance with the laws of the State of New York, USA, without regard to conflict of law principles.
14.2. Before initiating any formal proceedings, the parties shall first attempt to resolve the matter amicably and in good faith through written communication submitted to the Company’s official support channel.
14.3. If the parties are unable to resolve the dispute through good-faith negotiations, either party may propose voluntary mediation administered by a reputable US-based mediator. Participation in mediation is encouraged but not mandatory and shall not restrict either party from pursuing a legal remedy.
14.4. Subject to Section 14.3, any dispute that is not resolved informally must be brought exclusively before the state or federal courts located in the State of New York, USA. The User expressly waives any objection to jurisdiction, venue, or inconvenience of forum with respect to proceedings brought in New York.
14.5. To the fullest extent permitted by law, all disputes must be brought individually. The User waives the right to participate in any class action, collective action, representative action, group claim, or consolidated proceeding.
14.6. The official and controlling language of this Agreement, and any related proceedings, correspondence, or notices, shall be English, unless mandatory procedural law requires otherwise.

15. MISCELLANEOUS & FINAL PROVISIONS
15.1. This Agreement constitutes the entire understanding between the parties concerning the Service and supersedes all prior or contemporaneous agreements, representations, discussions, or understandings, whether written, verbal, published or implied, regarding its subject matter.
15.2. The Company may update or modify the terms of this Agreement at any time. Changes become effective upon publication on the Website or Platform. Continued use of the Service after such changes constitutes acceptance of the updated terms.
15.3. If any provision of this Agreement is found to be invalid, unlawful, unenforceable, or contrary to mandatory law, such provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain fully valid and effective.
15.4. Failure by the Company to enforce any provision or exercise any right under this Agreement shall not be considered a waiver of such right or provision, unless expressly stated in writing.
15.5. The User may not transfer, sell, assign, sublicense, delegate, or otherwise dispose of any rights or obligations arising under this Agreement. The Company may assign its rights or obligations to affiliated entities or successors as part of corporate restructuring, merger, asset transfer, or business acquisition without requiring User consent.
15.6. Nothing in this Agreement creates a partnership, joint venture, fiduciary duty, employment, agency, or franchise relationship between the parties.
15.7. The Company shall not be liable for delays, failures, or interruptions caused by circumstances beyond its reasonable control, including but not limited to: natural disasters, wars, acts of terrorism, government actions, strikes, pandemics, utility failures, cyberattacks, or widespread technology disruptions.
15.8. All official notices, requests, or inquiries must be submitted via the Company’s designated support email address or communication channel as indicated on the Website or Platform.

Contact Details
FINGLOBAL LLC
418 Broadway, Ste N, Albany, NY 12207, USA
Email: info@finglobal.ai